Samba Platinum Shopping Cashback Program

Enjoy the thrill of shopping! Only with the new Samba Platinum Shopping Credit Card








What is the Samba shopping cashback offer?

Shopping cashback is a unique programme that allows you to earn cashback at an accelerated rate on an array of popular shopping categories.

Shopping cashback can be earned on the following purchases:

Department stores

Ready-to-wear apparel

Sportswear

Handbags, Footwear and Accessories

Cosmetics and Perfumes

Jewellery

Watches

Electronics

Furniture and Home Décor


Additionally - you also earn cashback on all other retail purchases.

Cashpoints on purchases will be awarded subject to the cardholder meeting a minimum spend of AED 1,500 per month on the Samba Credit Card. More Details


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Samba Shopping Cashback Table (PDF-875 KB)

Samba Shopping Cashback - Department Stores

What is the department store offer?

Get accelerated cashback of up to 10% on purchases made at department stores, ready-to-wear apparel, sportswear, footwear, handbags, fashion accessories, cosmetics & perfume stores. More Details



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Merchant Examples (PDF-72 KB)


How can I avail of this offer?

Just use your Samba Platinum Credit Card on any kind of shopping at Duty Free stores worldwide to avail of this cashback.


How does the cashback offer work?

You get Cash Points equivalent to 10% of your Duty Free spends with your Samba Platinum Credit Card.

1 Cash Point = AED 1


Department Stores Cashback *(PDF-17KB) 

Department Stores Cashback Spend Illustration (PDF-136KB)


Samba Shopping Cashback - Jewellery & Watches

What is the jewellery & watches cashback?

Get accelerated cashback of up to 5% on jewellery & watches purchased within UAE or internationally. More Details



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Merchant Examples (PDF-143KB)


How can I avail of this offer?

Just use your Samba Platinum Credit Card for the purchase of airline tickets. 


How does the cashback offer work?

You get Cash Points equivalent to up to 5% of your spends on airline tickets using your Samba Platinum Credit Card.


1 Cash Point = AED 1


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Jewellery & Watches Cashback (PDF-57 KB)

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Spend Illustration (PDF-64 KB)


The illustration considers purchase of airline tickets and holiday packages for a family of 4 through a travel agency with the Samba Platinum Credit Card.


Samba Shopping Cashback - Electronics

What is electronics cashback?

Get accelerated cashback of up to 5% on all purchases at electronic stores made within UAE or internationally.


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Merchant Examples (PDF-143KB)


How can I avail of this offer?

Shop overseas for AED 1,000 or more with your Samba Platinum Credit Card to avail of this cashback offer.


How does the cashback offer work?

International purchases that reflect in the statement will be summed up and a flat cashback rate of 3% will be applied. The minimum total amount of international purchases required to qualify for cashback per billing cycle is AED 1,000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded cashback. Please refer to the below illustration for an example of the Cash Points calculation.


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Electronic Cashback (PDF-56 KB)

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Spend Illustration (PDF-64 KB)


Samba Shopping Cashback - Furniture & Home Décor

 

What is the Furniture & Home Décor Cashback?

Get accelerated cashback of up to 5% while shopping at all Furniture & Home Décor outlets. More Details


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Merchant Examples (PDF-143KB)


How can I avail of this offer?

Shop for AED 1,000 or more with your Samba Platinum Credit Card in the UAE to avail of this cashback offer.


How does the cashback offer work?

Domestic transactions that reflect in the statement will be summed up and a flat cashback rate of 1% will be applied. The minimum total amount of domestic purchases required to qualify for cashback per billing cycle is AED 1,000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded cashback. 


Please refer to the following illustration for an example of the Cash Points calculation.


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Furniture Cashback (PDF-57 KB)

Spend Illustration (PDF-65 KB)


Disclaimer*:

All the merchant examples referenced are for information and illustrative purposes only and as such are neither solicitations nor recommendations and do not constitute an exhaustive list of merchants. Samba makes no warranty, express or implied, regarding this information and shall not be liable for any losses, damages, costs or expenses relating to the adequacy, accuracy, completeness or use for any purpose.


All simulations provided are for illustrative purposes only and have been computed using estimated rates and prices.


What about cashback on all my other shopping?

The power of your Samba MasterCard Platinum Shopping Card does not stop with the above mentioned Platinum Shopping Cashback benefits - from utility bill payments, to supermarket spends and all other spends, expect up to 1% cashback on all retail purchases. It's an unbeatable benefit using your Samba Platinum card anywhere and everywhere.


How can I avail of this offer?

Shop for AED 1,000 or more with your Samba Platinum Credit Card in the UAE to avail of this cashback offer.


How does the cashback offer work?

Domestic transactions that reflect in the statement will be summed up and a flat cashback rate of 1% will be applied. The minimum total amount of domestic purchases required to qualify for cashback per billing cycle is AED 1,000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded cashback. 


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Spend Illustration (PDF-55 KB)

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Retail Spend Cashback Illustration (PDF-61 KB)

Note:This simulation assumes purchases for a family of 4 over a month.

More about Samba Shopping Cashback

How does the platinum cashback offer work?

Cashback on Department Store, Jewellery, Furniture & Home Décor and Electronics purchases.

Platinum Cashback is earned on each transaction individually for the above mentioned spend segments. Each purchase will earn you Platinum Cashback based on:

  • The Spend segment it belongs to
  • The value of the purchase made on the credit card.

This will define the spend-tier that the purchase falls into and the rate of cashback that it will earn.

Cashback on all Other Retail Purchases 

All other retail transactions made, up to the billing cycle and reflecting in the statement will be summed up and the total will be awarded cashback as per the rate specified. The minimum total amount of all other retail transactions required to be qualified for cashback per billing cycle is AED 1000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded cashback.


How will I know how much cashback I have earned?

  • The cashback amount that you have earned will appear in your monthly credit card statement in the form of Cash Points.
  • 1 Cash Point = AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000.
  • The amount of Platinum Shopping Cashback earned will reflect as ‘Accelerated Cash Points’ in your monthly credit card statement.
  • The amount of cashback earned on ‘other retail transactions’ (other than the specific Platinum Shopping Cashback Spend Segments) will reflect as ‘Standard Cash Points’ Cash Points in your monthly credit card statement.

Does my supplementary card also earn cashback?

Transactions on your Supplementary Card are also eligible for cashback. The cashback amount will appear on the Primary Card account.


Do I need register to receive cashback?

As a Samba Credit Card Member, you are automatically enrolled into the cashback programme, i.e. you start earning cashback on all your purchases as soon as you start using your Samba Credit Card.


Will I get Samba Shopping cashback on every purchase within the specific spend segments (Department Store, Jewellery, Furniture & Home Décor and Electronics) enumerated in this program?

  • Every retail transaction done on credit cards has a specific Merchant Category Code (MCC). MCCs are defined by MasterCard to classify transactions. Each Platinum Spend Segment is a group of single/multiple MCCs.
  • When the retail transaction made by you falls under the MCCs covered under the specific spend segments (Department Store, Jewellery, Furniture & Home Décor and Electronics), the transaction will receive Samba shopping cashback.If a transaction does not fall under the above mentioned segments or if any merchant uses an MCC that is different from the one categorized by MasterCard, then that particular transaction will earn cashback at the rate applicable as per the other retail spends cashback grid.
  • Retail Transactions at supermarkets within department stores are not eligible for accelerated cashback, unless such stores have specifically used the department store merchant category codes.
  • Retail Transactions at utility providers like Du and Etisalat are not eligible for accelerated cashback, unless such stores have specifically used the Electronics merchant category codes

How do I redeem cashback?How many days will the redemption take?

  • To redeem your cashback, just call 24-hour SambaPhone Banking Toll-free and request for the Cash Points to be redeemed.
  • 1 Cash Point = AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000. 
  • On redemption, you will receive a credit of the redeemed amount in your next Samba Credit Card Statement.
  • The Cash Points redeemed would automatically be subtracted from the Cash Points accumulated. The redemption will be processed in 7 working days.
  • The minimum cashback redemption amount is 250 Cash Points.

Can I settle my card payments with cashback?

The accrued cashback can be redeemed as a credit to your Primary Credit Card. When redeemed, the equivalent value will reflect as a credit in the next statement of your card. This credit will reduce the total outstanding on your card and add to your available credit limit. This amount will not offset any payment on your card.


How much cashback can I earn in a year?

  • The maximum amount of cashback that can be earned yearly is AED 10,000.
  • The maximum amount of cashback that a customer can earn yearly on the Department Stores Segment is AED 2000.
  • The maximum amount of cashback that a customer can earn yearly on the Jewellery & Watches Segment is AED 2000.
  • The maximum amount of cashback that a customer can earn yearly on the Electronics Segment is AED 2000.
  • The maximum amount of cashback that a customer can earn yearly on the Furniture & Home Décor Segment is AED 2000.


Do cash points expire?

Cash Points will expire in 18 months from the date they were earned.


Are there any transactions that are not eligible for earning cashback?

- Cashback is not provided on the following kinds of transactions:

- Balance transfers

- Cash-on-Phone

- Cash advances

- Interest charges

- Fees and commissions

- Credit Card payments

- Merchant refunds

- Any other transactions determined by Samba from time to time

Already have a Samba Credit Card?