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Disclaimer Statements

NOTICE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Samba web sites and systems including but not limited to unauthorized entry into Samba's system, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your legibility for particular products and services is subjects to final Samba determination and acceptance. Investment services are not bank deposits or insured, and are subject to investment risks, including possible loss of principal amount invested. Investment products are not obligations of or guaranteed by Samba. Accordingly, before making any final decisions or implementing any financial strategy, Samba recommends that you obtain additional information and advice of its accountant and other financial advisors who are fully aware of your individual circumstances. You are allowed only to print or temporarily store extract from Samba sites for your personal information or when you use Samba.ae services. For any other use, you should get Samba written consent. This site may contain links to web sites controlled or offered by third parties. Samba hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, Samba does not endorse or recommend any products or services offered or information contained at that web site, nor is Samba liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Samba, and the third party sites may provide less security than Samba sites.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS - ARE PROVIDED "AS IS," "AS AVAILABLE". Samba DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL SAMBA BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION,OR REPRESENTATIVES THEREOF, LOSSES OR EXPENSES. HYPERLINKS TO OTHER INTERNET RESOURCES ARE AT YOUR OWN RISK; THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY THESE RESOURCES ARE NOT INVESTIGATED, VERIFIED, MONITORED, OR ENDORSED BY SAMBA.

THE USER'S INDEMNIFICATION OF SAMBA

You shall defend, indemnify and hold harmless Samba and its officers, directors, shareholders, employees, independent contractors, agents, representatives and affiliates from and against all claims and expenses, including, but not limited to, attorneys' fees, arising out of, or attributable to: (i) any breach or violation of this Agreement by you; (ii) your failure to provide accurate, complete and current personally identifiable information requested or required by SAMBA; (iii) your access or use of samba.ae; (iv) access or use of samba.ae under any password that may be issued to you; and/or (v) your transmissions, submissions or postings (i.e. your own generated user content).

SUBMISSIONS

All information submitted to Samba via this site shall be deemed and remain the property of Samba and shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Samba through this site. Samba shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Samba entity having the direct customer relationship or as otherwise specifically agreed or required by law.

AVAILABILITY

This site is not intended for distribution to, or use by, any person or entity in the jurisdiction or country where such distribution or use would be contrary to local law or regulation.

ADDITIONAL TERM

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

AMENDMENTS OF THIS AGREEMENT

Samba reserves the right to update, amend and/or change this Agreement at any time in its sole discretion and without notice. Updates to this Agreement will be posted here. The user is encouraged to revisit this Agreement from time to time in order to review any changes that have been made. The user's continued access and use of samba.ae following the posting of any such changes shall automatically be deemed the user's acceptance of all changes.

GOVERNING LAW

The User agrees that: (i) samba.ae shall be deemed solely based in the United Arab Emirates and (ii) samba.ae shall be deemed a passive Web site that does not give rise to personal jurisdiction over Samba, either specific or general, in jurisdictions other than the United Arab Emirates. This Agreement is to be governed by and construed in accordance with the laws of the United Arab Emirates, without regard for principles of conflicts of laws. Any civil action, claim, dispute or proceeding arising out of or relating to this Agreement shall be referred before the court of competent jurisdiction at Dubai, United Arab Emirates.

COPYRIGHT © Samba Financial Group 2012

ALL RIGHTS RESERVED. Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Samba unless otherwise indicated.

TRADEMARKS

Samba Financial Group, Samba, and the Rope logo are trademarks and service marks used and registered throughout the world. Samba may also claim trademarks and service marks rights in other trademarks and service marks contained in the pages.