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Enjoy Everyday Cashback.
Only with the new Samba Titanium Credit Card.
 What is the Everyday Cashback Offer and how does the offer work?

 Everyday Cashback (PDF-28KB)

 Everyday Cashback - Movies.

 Everyday Cashback - Entertainment.

 Everyday Cashback - Supermarkets.

 Everyday Cashback - Utility Payments.

 Get cashback every time you spend!

 Add up your Everyday Advantage.

 More information on the Everyday Cashback Program

   Apply Now



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Enjoy Everyday Cashback.
Only with the new Samba Titanium Credit Card.
What is the Everyday Cashback Offer?
Everyday Cashback is a unique programme that allows you to earn cashback at an accelerated rate on Everyday Spend Segments like - movies, entertainment and supermarket purchases as well as utility bill payments.

This special feature is available on both, the Conventional and Al-Khair Samba Titanium Credit Cards.

Everyday Cashback can be earned on transactions done on the Everyday Spend Segments listed below:
  1. Movie Tickets
  2. Host of entertainment options
  3. Purchases at supermarket chains
  4. Utility Bills like telephone, water, electricity ,etc
How does the Everyday Cashback offer work?
 Everyday Cashback is earned on each everyday transaction individually.
 Each purchase will earn you Everyday Cashback based on:
   - The Everyday Spend Segment it belongs to
   - The value of the purchase made on the credit card

This will define the spend-tier that the purchase falls into and the rate of Everyday Cashback that it will earn.

Everyday Cashback Table (PDF-28KB)


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Everyday Cashback - Movies
What is the Movie Cashback offer?
Get 50% cashback on movie ticket purchases with your Samba Titanium Credit Card - anywhere in the world, anytime and online too.

How can I avail of this offer?
To avail of this offer, you simply need to swipe your Samba Titanium Credit Card for AED 60 and above, at any movie theatre or use it online to purchase movie tickets.

How does the cashback offer work?
You get Cash Points equivalent to 50% cashback when purchasing movie tickets with your Samba Titanium Credit Card.

1 Cash Point = AED 1

Movie Spend Illustration
No. of Movie
Tickets
Value Per
Transaction (AED)
Cashback Rate Cash Points
Earned
1 30 0% 0
2 60 50% 30
3 90 50% 45
4 120 50% 60
5 150 46% 70
6 180 38% 70
7 210 33% 70
8 240 29% 70
9 270 25% 70
10 300 23% 70


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Everyday Cashback - Entertainment
What is the Entertainment Cashback offer?
Get 10% cashback on all costs incurred in the following types of entertainment - anywhere in the U.A.E, anytime and online too
 Video Game Zones
 Plays & Concerts
 Amusement & Theme Parks
 Bowling Centers
 Aquariums, Dolphinariums

How can I avail of this offer?
Just use your Samba Titanium Credit Card for all your entertainment requirements mentioned above to avail of this cashback.

How does the cashback offer work?
You get Cash Points equivalent to 10% cashback on entertainment spends using the Samba Titanium Credit Card.

1 Cash Point = AED 1

Cashback Illustration:
Value Per
Transaction (AED)
Cashback Rate
Per transaction
0 - 500 10%
1000 10%
1200 8%
1500 6%
2000 5%

Entertainment Spend Illustration
Week Entertainment Type Value per
transaction (AED)
Cashback
Rate
Cash Points
Earned
1 Gaming Zones 100 10% 10
2 Bowling 50 10% 5
3 Theme Parks 150 10% 15
4 Concerts/Plays 300 10% 30
      Total 60
Savings per month = AED 60


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Everyday Cashback - Supermarkets
What is the Supermarket Cashback offer?
Get up to 5% cashback on all purchases at supermarket chains anytime, anywhere in the U.A.E.

How can I avail of this offer?
To avail of this offer, you only have to pay with your Samba Titanium Credit Card for purchases made at supermarket chains.

How does the Cashback offer work?
You get Cash Points equivalent to up to 5% cashback on supermarket spends with your Samba Titanium Credit Card.

1 Cash Point = AED 1

Cashback Illustration:
Value Per
Transaction (AED)
Cashback
Rate
0 - 1000 2%
1001 - 2000 3%
2001 - 5000 4%
> 5001 5%


Supermarket Spend Illustration
Week Value per
transaction(AED)
Cashback
Rate
Cash Points
Earned
1 2010 4% 80.4
2 200 2% 4
3 1020 3% 30.6
4 250 2% 5
    Total 120 points
Savings per month = AED 120


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Everyday Cashback - Utility Payments
What is the utility bill payment cashback offer?
Get up to 3% cashback on all utility bill payments anywhere in the U.A.E, anytime and online too.

Utility Bills include-
 Telephone bills (mobile, landline and internet)
 Water, Electricity
 Cable/Pay Television bills
 Toll fees

How can I avail of this offer?
To avail of this offer, you simply need to use your Samba Titanium Credit Card for payment of utility bills over the counter or online.

How does the Cashback offer work?
You get Cash Points equivalent to up to 3% cashback on utility bill payments with the Samba Titanium Credit Card.

1 Cash Point = AED 1

Cashback Table:
Value Per Transaction
(AED)
Cashback
Rate
0 - 1000 1%
1001 - 2000 2%
> 2001 3%

Utility Bill Payment Illustration
Value per
transaction(AED)
Cashback
Rate
Cash Points
Earned
Telecom      
Telephone - AED 510 2010 3% 60
Mobile - AED 900
Internet - AED 300
Cable TV - AED 300
Water/Electricity 400 1% 4
Toll Fee 100 1% 1
    Total 65 points
Savings per month = AED 65


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Get cashback every time you spend!
Will I not enjoy any cashback advantage with all my other shopping?
Of course you will. In addition to earning Everyday Cashback on the previously mentioned Everyday Spend Segments, all other shopping using your card will also earn cashback at a flat rate of 0.5%.

On all 'Other Retail Purchases', cashback will be calculated on the total sum of transactions as on the statement date. As such, these transactions, that are reflected in the statement, will be summed up and a flat cashback rate of 0.5% will be applied to the total amount.

The illustration below provides further explanation.
Sum of all
Other Retail
Transactions (AED)
Cashback
Rate
Cashback Points
Earned
5000 0.5% 25
  Total 25 points
Savings per month AED 25

In this illustration the sum of all 'Other Retail Transactions' billed in the credit card monthly statement is assumed to be AED 5,000.


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Add up your Everyday Advantage
The illustration shown below is a summary of the illustrations displayed under the respective Everyday Spend Segment links(Movies, Entertainment, Supermarkets, Utility Payments). To view any individual illustration please visit the specific Everyday Cashback Segment link.

Illustration of Total Monthly Savings
Spend Segments Savings in AED Savings in
a month
Movies 30 AED 300
Entertainment 60
Supermarket 120
Utility Bills 65
Other Shopping 25

The above is a sum of previous illustrations.

You can save up to AED 2,000 every year.

It pays to pay everyday with your Samba Titanium Credit Card


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More about Everyday Cashback
1. How will I know how much cashback I have earned?
- The cashback amount that you have earned will appear in your monthly credit card statement in the form of    Cash Points.
- 1 Cash Point = AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000.
- The amount of Everyday Cashback earned will reflect as 'Accelerated Cash Points' in your monthly credit    card statement.
- The amount of cashback earned on 'Other Retail Transactions' (other than the Everyday Spend Segments)    will reflect as 'Standard Cash Points' in your monthly credit card statement.

2. Does my Supplementary Card also earn cashback?
Transactions on your Supplementary Card are also eligible for cashback. The cashback amount will appear on the Primary Card account.

3. Do I need to register to receive cashback?
As a Samba Card Member, you are automatically enrolled into the Cashback Program, i.e. you start earning cashback on all your purchases as soon as you start using your Samba Credit Card.

4. Will I get Everyday Cashback on every purchase within the Everyday Spend Segments
enumerated in this program?

Every retail transaction done on credit cards has a specific Merchant Category Code (MCC). MCCs are defined by MasterCard to classify transactions. Each Everyday Spend Segment is a group of single/multiple MCCs.

When the retail transaction made by you falls under the MCCs covered under the Everyday Spend Segments, the transaction will receive Everyday Cashback.

If a transaction does not fall under the Everyday Spend Segment or if any merchant uses an MCC that is different from the one categorized by MasterCard, then that particular transaction will not earn accelerated Everyday Cashback. In such cases the cashback will be received at the rate applicable to all 'Other Retail Transactions'.

5. How do I redeem cashback? How many days will the redemption take?
- To redeem your cashback, just call toll-free 24-hour SambaPhone Banking and request for the Cash Points    to be redeemed.
- 1 Cash Point = AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000.
- On redemption, you will receive a credit of the redeemed amount in your next Samba Credit Card    Statement.
- The Cash Points redeemed would automatically be subtracted from the Cash Points accumulated.
- The redemption will be processed in 7 working days.
- The minimum cashback redemption amount is 100 Cash Points.

6. Can I settle my card payments with cashback?
The accrued cashback can be redeemed as a credit to your Primary Credit Card. When redeemed, the equivalent value will reflect as a credit in the next statement of your card. This credit will reduce the total outstanding on your card and add to your available credit limit. This amount will not offset any payment on your card.

7. How much cashback can I earn in a year?
- The maximum amount of cashback that can be earned yearly is AED 2,000.
- The maximum amount of cashback that can be earned yearly on any individual Everyday Spend Segment    (Supermarket and utility bill spend segment) is AED 1,000 respectively.
- The maximum amount of cashback that can be earned yearly on the Movie Spend Segment is AED 500 and    the maximum cashback amount that can be earned per movie transaction is AED 70.
- The maximum amount of cashback that can be earned yearly on the Entertainment Spend Segment is AED    500 and the maximum cashback amount that can be earned per entertainment transaction is AED 100.

8. Do Cash Points expire?
Cash Points will expire 2 years from the date they were earned.

9. If I make a purchase from a supermarket located within a department store or purchase supermarket items from a department store, will I get the Everyday Cashback offer?
Purchases done at supermarkets within department stores or purchase of supermarket items from department stores will earn you cashback at the rate applicable to all 'Other Retail Transactions' and not the 'Everyday Cashback' rate. Examples of such stores are K M Trading, Abu Dhabi Co-Operative Society, Al Maya Hypermarket, Lamcy Hypermarket, Carrefour Express, MAF Hypermarket Mega Mart etc.

*The examples given are for information and illustrative purposes only and as such are neither solicitations nor recommendations and do not constitute an exhaustive list of merchants. Samba makes no warranty, express or implied, regarding this information and shall not be liable for any losses, damages, costs or expenses relating to its adequacy, accuracy, completeness or use for any purpose.

10. Are there any transactions that are not eligible for earning cashback?
Cashback is not provided on the following kinds of transactions:

- Balance transfers
- Cash advances
- Interest charges
- Fees and commissions
- Credit card payments
- Merchant refunds
- Any other transactions determined by Samba from time to time.